Kuda Bank USSD code is a bank short code that would allow any Nigerian to transfer funds from their various bank account to Kuda account. There’s no dedicated code for Kuda Bank but there’s a generated USSD from Kuda app that can be given to recipients to complete an inter-bank into Kuda bank account.
Kuda USSD, mostly work with GTB, Wema, First Bank and Zenith Bank, cannot be used to purchase airtime or data on the bank. In fact, Kuda Bank USSD code doesn’t work for any bill payment, outwards transfer or loan services.
You can only use the Kuda USSD code for transferring money into Kuda account from supported Nigerian banks. To buy data and airtime on the Kuda, you will need to do that from the bank’s app.
Here’s how:
- Login to your Kuda Account through the Kuda App.
- Click “Pay A Bill” from your Homepage Dashboard.
- Click “Buy Data” or “Buy Airtime”.
- Select your “Service Provider” and choose your preferred Data Plan or Airtime options.
- Input your “Phone Number” and confirm the purchase with your Kuda PIN.
In a nutshell, there isn't a direct way to buy data or airtime with USSD code on Kuda Bank. But you can buy internet data and calling airtime through the Kuda app as explained in this article.
If Kuda USSD code does not support bill payment, fund transfer, buying of airtime and data, what does the Kuda USSD used for?
This is a great question I expect everyone seeking Kuda Bank's USSD knowledge should ask. Yes, Kuda does not have a dedicated USSD service to back it banking business up, but the neobank is making funding easy for its users by enabling them to generate a USSD code which can be dialed on their bank's registered phone number to easily and instantly transfer fund to Kuda account.
Here's how it works: Let's take for example, your daddy wants to send you money from his GTBank Account and his app is not opening, you can easily login to your Kuda bank app, go-to "USSD" under "Payment" and generate a USSD code for GTBank. Once the code is generated, send it to your Daddy to dial on his GTBank registered phone number. All he has to do is to confirm the transaction with his GTB PIN and the money will be transferred from his GTB Account to your KUda bank account instantly.
Lastly, you can use the Kuda USSD code to perform cardless withdrawal at any POS terminal and ATMs in Nigeria. Read this comprehensive article to find out the full potential of Kuda Bank's USSD Code.
