Updating bank verification number (BVN) on OPay account is not a simple task. If you decide to contact customer support team, they will not respond as your demand is not relevant. Meanwhile, you don’t feel safe having your BVN on the OPay app or you don’t want to use the account anymore.
Whatever your reason might be, do understand that contacting OPay directly will not change, update or remove your BVN. We will explain to you here another method you can explore to change or update your BVN.
However, do understand that the method we will explore in this article only works for changing or updating BVN on the OPay app, it cannot be used to remove or delete your BVN completely from the banking infrastructure. Even if you contact OPAY to delete your data from their backend, they will still keep some of your record including the BVN and NIN.
Needs for Updating BVN on OPAY
1. Security Purpose
Many users have borrowed loan and can’t repay. In this situation, they feel like a wise way to stay safe is by removing their BVN from their account. In other words, security reasons of any kind is one of the major reasons people are looking for ways to remove BVN from their OPay accounts.
2. Change of Names on BVN or ID
In this early days of bank verification number (BVN) enrollment in Nigeria, there were many errors in users’ information. Some, there names will be misspelled, date of birth will not correct or phone number is no longer valid.
Hence, people starts updating their BVN to tally with the information on their bank accounts. This is also applicable to OPay. If there has been a change to the name on your BVN or ID, you can update your profile with the corrected BVN.
How to Update your BVN on your OPay Account
To update your BVN on your OPay account, follow these steps:
- Login to your OPay account via app and click on your “Profile Picture” at the top left corner of your dashboard.
- Scroll down and click “Account Tier”. If you’re in Tier 1, Tier 2 or Tier 3, click in it to proceed to your ACC information including account limit and linked ID.
- Next, click “Linked ID” and input your OPay transaction PIN to access your BVN information.
- At the bottom of the “Linked ID Details”, click “If there has been a change to the name on your ID, please click here to update your name.”
- On the next page, you can choose to update your BVN to tally with your name or choose to update your NIN-ID to tally with your name on the OPay account.
Note: There’s no way to remove BVN from OPay account without phone number or email. Updating BVN has to come with genius reasons.
Understanding BVN Removal Consequences
You see, if by any chance you were able to remove, or delete your Bank Verification Number (BVN) on your OPay account, you may face several consequences like security risks, limited account features and accessibilities, compliance issues, e.t.c.
The advantages, such as increasement in privacy, data exposure reductions and streamlined account management (for instance, without BVN, your OPay account may feel less encumbered by additional linked information), may not be genius enough to warrant your removal of BVN from your account.
It’s always advisable to compare the advantages snd disadvantages of removing BVN from your OPay account based on your priorities and preferences before deciding to remove the BVN from the Opay account.
